A Traditional Account with a Modern Twist
Your money should move as fast as you do. With an Anytime Capital checking account, you get a dedicated account and routing number—just like a traditional bank, but with added flexibility and convenience.
Smarter Banking, Better Benefits
Save on fees, protect your money, and earn high-yield interest on your checking balance — no need to move cash around.
Send and receive payments effortlessly
Whether you’re paying bills, setting up direct deposits, or sending money to friends and family, your checking account is designed for seamless transactions.
Link to your favorite financial apps
Connect your account to digital wallets, investment platforms, and Web3 services to manage your assets all in one place.
Secure, always-on access
Log in through our mobile web portal or app to track transactions, check balances, and manage your funds anytime, anywhere.
No unnecessary fees
Enjoy straightforward banking with transparent pricing and no hidden charges.
Manage Your Money from Anywhere
Skip the bank trips—handle your finances with easy, intuitive digital banking tools.
%20%232%20(3).jpg)
Spend Only What You Load
No overdraft fees. No surprise charges. With your Anytime Capital checking account and debit card, you only spend what you load. That means full control of your balance, and peace of mind knowing you’re never spending more than you have.
Protection If Lost or Stolen
Lost your card? Don’t worry. Both your card and the money on it are replaceable. As long as you report it, you’ll get a replacement card and your funds restored. It’s banking that doesn’t leave you stranded.
No Hidden Fees or Fine Print Surprises
We believe in transparent pricing. No fees to check your balance. No charges to speak with customer service. And if you reload your account at least once every 30 days, your monthly fee is waived. It’s simple, fair, and designed to work for you.
Track Every Dollar in Real-Time
Use the online portal partner to monitor your transactions, check balances, and set alerts. You can also customize your PIN, so you’re in full control of how and when your money moves.
Nationwide ATM Access with Lower Fees
Withdraw cash from MoneyPass® ATMs with zero fees in-network. Outside the network? It’s just $1.99 per withdrawal. That’s one of the lowest cash access fees out there—especially when you’re on the move.
Find Your Local ATM
Multiple Reload Options That Fit Your Life
Load funds via direct deposit, mobile check deposit, or even at retail locations like Green Dot® and Western Union®. However you earn, however you move money, we make it easy to keep your account funded.
Bank with confidence.
The Support You Deserve
Call us at 470-748-2530 or use our live chat.
Advanced security
features
Keep your money and personal information safe with two-factor authentication, data encryption, and real-time text alerts.
$250,000 in FDIC coverage
Rest easy knowing your personal checking deposits are protected up to $250,000.
See why our customers
love Anytime Capital.
And why you will, too.
"Went and opened an account. Easy and took only 10 minutes."
-Jake Rosado
"Kip and the team are excellent, highly recommended!"
-Julian Martin
"I’ve dealt with Anytime Capital via Kip many times and there has never been an issue. Always polite and willing to take time to answer questions. Thanks again."
-Dexter Labor
Ready to Apply for Personal Checking?
Submit your application in just a few minutes.¹¹