Your Money, Your Way

Pair your checking account with an Anytime Capital debit card for fast, secure transactions. Enjoy early direct deposit, low international transaction fees, and seamless access to your funds.

More Benefits, More Freedom

Early direct deposit

Get paid up to two days early.

Multiple Cards

Add up to 3 cards per account—perfect for organizing spending or sharing with family.

Convenient withdrawals

55,000 Fee-Free ATM’s + over-the-counter cash access.

Your Money Guarantee

FDIC-insured up to $250K, plus debit card fraud protection for peace of mind.

Get a Clear Picture of Your Personal Finances

Keep an eye on your spending in real time—no more digging through receipts or waiting on reimbursements.

Issue Physical or Virtual Debit Cards

Enjoy the flexibility of both physical and virtual cards, tailored to your everyday spending needs—secure, simple, and always in your control.

Keep Your Information Secure

Protect your financial data with advanced security and privacy settings—because your money and personal info should stay yours.

Using Your Personal Debit Card Can Be Extra Rewarding

Every qualifying purchase with your Anytime Capital Personal Debit Mastercard helps you get more from your account—like earning 1.5% APY on balances up to $250,000¹ or waiving monthly fees, depending on your plan.³

Breathe Easy with Added Security

Enjoy peace of mind with built-in debit card protections—so you can focus on living your life, not worrying about your wallet.

Get activity alerts

Stay in the know with instant notifications for suspicious activity and transactions over your chosen limit.

Lock cards instantly

Keep control at your fingertips—monitor spending and lock or unlock your physical and virtual cards anytime through your app or dashboard.

Report stolen cards.

Lost or stolen card? No problem. Quickly report it in just a few taps and get a new virtual card instantly—or a physical one sent to your door.

Enjoy Cash Back and Exclusive Mastercard Perks

Earn Up to 4% Cash Back

Get rewarded at over 50,000+ merchants with Mastercard Easy Savings—including gas stations, hotels, and dining spots.

Enroll in Mastercard ID Theft Protection™

Keep your information secure with advanced fraud monitoring and identity protection.⁴

Enroll in Mastercard ID Theft Protection™

Protect your identity with advanced fraud monitoring and alerts that help keep your personal information safe.⁴

Get Automatic Car Rental Insurance

Enjoy built-in coverage when you rent a car using your Anytime Capital Personal Debit Mastercard.⁶

Deposit or withdraw cash from 120,000+ locations.

Use your debit card for quick, easy access to cash at MoneyPass® or Allpoint+ ATMs, and Green Dot® retail locations nationwide.

Access your money fee-free at over 37,000 MoneyPass® ATMs across the country.⁷

Find nearest withdrawal
location

Add funds to your account at 90,000+ Green Dot® retail locations or over 1,500 Allpoint+ ATMs.⁸

Find Green Dot locations or Allpoint locations

Go contactless for speed and safety.

Link your Anytime Capital Personal Debit Mastercard® to Apple Pay, Google Pay, or Samsung Wallet for fast, seamless payments.⁹

Get Started with Your Personal Debit Card

Activate your card

Use your virtual card right away, and activate your physical card in just a few taps or with a quick phone call.

Issue additional cards

Need more flexibility? Easily request extra physical or virtual cards for family members or trusted users.

Set spend limits.

Stay in control by setting custom spending limits and managing ATM access for each physical or virtual card.

Anytime Capital Personal Checking Comes with a Powerful Debit Card—and So Much More

Earn high interest

Eligible customers can earn up to 3.7% APY with one of our personal checking plans.¹⁰

Save on fees

Skip the stress with no monthly or overdraft fees¹¹, no minimum balance requirements, free standard ACH, and unlimited transactions.¹²

Simplify your bill payments

Easily send or schedule domestic and international payments right from your checking account—by check, ACH, or wire.¹³

Want to switch to Anytime Capital?

Apply in just a few minutes.